You further represent that you are at least 18 years old and are not otherwise barred from using our Services under the laws of the location where you reside or any other laws.
In order use our Services, you will need to register and create a user account (an “Account”). To set up an Account, you will be required to provide to us your email address, a username and a password. You agree that you will supply only complete and accurate information in registering for an Account and that you will update us if any information you have provided to us changes. If the username you have selected is taken, we will provide you a username of our choosing.
You also certify that you have never been removed or suspended from using our Services.
Our service is free. We don't offer any premium account.
User Accounts are not verified. This means that you are responsible for ensuring that a page belongs to the individual or entity claimed to be the owner of the Account. You may review the email address used to create the Account on the user’s page. You agree that we take no responsibility and make no representations whatsoever with respect to Account ownership.
WE DO NOT SCREEN SITE USERS OR ACCOUNTS AND CANNOT VERIFY THE IDENTITY OF ANY USER. ANY DEALINGS OR INTERACTIONS YOU MAY HAVE WITH OTHER SITE USERS OR ACCOUNTS ARE AT YOUR OWN RISK. WE WILL NOT BE RESPONSIBLE FOR ANY HARM CAUSED TO YOU BY VIRTUE OF YOUR INTERACTION OR DEALING WITH ANOTHER USER OR OTHERWISE BY VIRTUE OF YOUR USE OF THE SITE OR SERVICES.
If any person successfully logs in to an Account, we assume they are the authorized user and we provide them with all privileges available with the Account. If you cannot log in to your Account, and you cannot receive system generated communications regarding your password we cannot assist you in gaining access to your Account and there is nothing further we can do to provide access to your Account. You agree that we have no responsibility for any losses you incur as a result of your inability to access your Account due to lost or incorrect passwords.
In connection with your use of the Site and Services, you agree as follows:
You understand and agree that our Services allow you to use a Wallet only to make and receive digital currency payments. In other words, you cannot use our Services to exchange digital currencies for fiat currencies issued by governments (e.g. US Dollars, Euros, etc.). We do not store or conduct Transactions for any fiat currencies.
We may charge you fees to process Transactions. Generally, there is no transaction fee for Transactions between persons who are each account holders of STP. Your Transactions with others who are not STP account holders generally incur a fee. We will calculate the fee for each Transaction and the amount of the fee will be disclosed to you at the time you submit your Transaction. You agree that we may collect our fees from your Account at the time of the Transaction and that such fees are not refundable for any reason. If you do not access your Account for a period of 12 consecutive months, you agree to pay us a 1% Monthly Account Maintenance Fee each month thereafter. This Monthly Account Maintenance Fee will be charged each month until the time you again access your Account. You agree and acknowledge that we may collect the Monthly Account Maintenance Fee directly from your Account and that the Monthly Account Maintenance Fee is not refundable for any reason.
You understand and agree that we have no obligation to pay or provide to you any interest payments on amounts in your Wallet, or any other benefits that may derive from being the custodian of private digital currency keys, such as dividends, “airdrops,” forking currencies, or any other similar benefit. Any Transactions using your Wallet shall only be conducted in the type of digital currency that you provided to us.
All user-supplied content, information, materials, files, communications, documents, text and images, including information submitted by you in connection with your Account, are referred to collectively as “User Content.” You grant to us a royalty free, perpetual, irrevocable, worldwide, transferable, fully sublicensable, non-exclusive, unlimited license to copy, sell, distribute, modify, display, perform and use your User Content for any purpose in our business, on the Site, and to provide our Services to you and to others. You agree that we may transfer all of your User Content without restriction to any person or entity who acquires us or any of our assets.
You also understand and agree that we cannot close your account or delete the information you provide to us.
You understand and agree that you are entirely responsible for the content of, and any harm resulting from, your postings to or transmissions through the Site and your User Content. With respect to your User Content (including your profile page), you represent, warrant and agree that:
In addition the Services offered by us, our Site may also make available materials, links, information, products and services provided by third parties (collectively, the “Third Party Products and Services”). The Third Party Products and Services may be governed by separate agreements that accompany such products or services. We offer no guarantees and assume no responsibility or liability of any type with respect to the Third Party Products and Services. You agree that you will not hold us responsible or liable with respect to the Third Party Products and Services or seek to do so.
The trademarks, logos, and service marks, including the “STPAY” trademark (collectively the “Marks”) displayed on this Site are the property of STP, LLC or their third party licensors. You are not permitted to use the Marks without our prior written consent.
In order to contact our customer support personnel, you may only do so through your Account and you must be logged in to your Account. Otherwise, we cannot verify that you are the holder of your Account. We do not provide customer support to any person who is not logged in to their Account.
In any event, we shall not be made a party to disputes over alleged copyright infringement.
If you are a copyright owner or an agent thereof and believe that any User Content or other content infringes upon your copyrights, you may submit a notification pursuant to the Digital Millennium Copyright Act (“DMCA”) by providing us with the following information in writing (see 17 U.S.C 512(c)(3) for further detail): A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material; information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an electronic mail; a statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and a statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed. You may send the notification to [email protected]
For security purposes, we keep a limited amount of digital currency immediately available for Transactions and the remaining digital currency is maintained offline. As a result, you understand and agree that we may impose limits on Transactions and that Transactions may be delayed based on the size of the Transaction and number of Transactions being processed.
You understand and agree that digital currencies are experimental, non-regulated, bearer instruments that are difficult to secure. You agree that there are risks associated with using a digital currency wallet service including, but not limited to, the risk of software or hardware failure, network failures, malicious software, and unauthorized access to your Wallet by malicious intruders or hackers. You agree that we will not be responsible for any communication failures, disruptions, errors, loss of data, or delays you may experience when using the Services, however caused. Though we make what we consider reasonable efforts to secure your Account, we do not warranty or guarantee that your digital currencies will be available to you for withdrawal or for Transactions.
You further agree that there are risks associated with using any digital currency network, including, but not limited to, the risk of unknown vulnerabilities in or unanticipated changes to the digital currency network and its processes. You agree that we have no control over any digital current network and will not be responsible for any harm occurring as a result of such risks.
You agree that we will not be responsible or liable to you for any loss and take no responsibility for and will not be liable to you for any use of our Services, including but not limited to any losses, damages or claims arising from: (a) user error such as forgotten passwords, incorrectly constructed transactions, or mistyped digital currency addresses; (b) server failure or data loss; (c) corrupted Wallet files; (d) unauthorized or malicious access to the Site or our Services; (e) any unauthorized third party activities, including without limitation the use of viruses, phishing, hacking or other means of attack against the Site or our Services.
THIS SITE, AND ALL MATERIALS AND SERVICES ACCESSIBLE THROUGH THIS SITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR THE WARRANTY OF NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, AND EXCEPT AS EXPRESSLY PROVIDED OTHERWISE, WE MAKE NO WARRANTY THAT (I) THE SERVICES AND MATERIALS WILL MEET YOUR REQUIREMENTS; (II) THE SERVICES AND MATERIALS WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES OR MATERIALS WILL BE EFFECTIVE, ACCURATE, OR RELIABLE; AND (IV) THE QUALITY OF ANY SERVICES OR MATERIALS OBTAINED OR ACCESSIBLE BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS.
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS, IMPLIED OR STATUTORY. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT YOUR ACCESS TO THE SITE OR THE SERVICES WILL BE CONTINUOUS, UNINTERRUPTED, TIMELY, OR ERROR-FREE.
IN NO EVENT SHALL WE OR OUR SUBSIDIARIES, PARENTS, AFFILIATES, OWNERS, MEMBERS, OFFICERS, DIRECTORS, AGENTS, SUCCESSORS, PARTNERS, EMPLOYEES, SUPPLIERS OR LICENSORS BE LIABLE TO YOU OR ANY THIRD PARTY UNDER ANY CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR UNDER ANY LEGAL OR EQUITABLE THEORY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT DAMAGES ARISING FROM OR RELATING TO YOUR USE OF THE SITE AND ANY OF THE SERVICES.
By agreeing to arbitrate, you and we understand and agree that disputes between you and us will not be decided by a jury and that you and we may not have the right to have a court review the arbitration award or to appeal it.
The arbitration shall be conducted by the American Arbitration Association (“AAA”) under the AAA rules, including the AAA's Supplementary Procedures for Consumer-Related Disputes. You may obtain copies of the AAA's rules and instructions on how to commence a claim at www.adr.org or by calling (800) 778-7879. Payment of all filing, administration and arbitrator fees will be governed by the AAA's rules. If such fees you are required to pay would exceed the fees and costs you would incur in a court proceeding, we will reimburse you for such fees to the extent they exceed the amounts you would be required to pay in court, unless the arbitrator determines your claims are frivolous. If we prevail in the arbitration, we will not request attorneys' fees and costs from you in the arbitration unless the arbitrator determines that your claims are frivolous or unless they are otherwise allowed by applicable law.
In the event any party commences litigation in any state or federal court, or in any other court or location, the other party shall be entitled to payment of attorney's fees and costs in seeking to compel arbitration and such fees and costs shall be awarded by the court compelling arbitration. In any order compelling arbitration, the court shall include an award of attorney's fees and litigation costs and expenses against the party commencing litigation and such award may be entered as a judgment and immediately enforced.
You and we each agree that all dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration you and we each waive any right to a jury trial.
You are solely responsible to determine any taxes that may apply to you or any Transactions you conduct through the Services, and to withhold, collect, report and remit the correct amounts of taxes to the appropriate tax authorities.
You agree that we will not be liable for delays, performance failures or service interruptions which result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to, any delay or failure due to any act of God, act of civil or military authorities, act of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, other catastrophe or any other occurrence which is beyond our reasonable control.